{"id":20,"date":"2026-09-17T13:00:00","date_gmt":"2026-09-17T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/perrypartnersllc-com\/2026\/09\/17\/us-medicare-advantage-exit-options-explained\/"},"modified":"2026-09-17T13:00:00","modified_gmt":"2026-09-17T13:00:00","slug":"us-medicare-advantage-exit-options-explained","status":"publish","type":"post","link":"https:\/\/www.perrypartnersllc.com\/blog\/2026\/09\/17\/us-medicare-advantage-exit-options-explained\/","title":{"rendered":"US Medicare Advantage Exit Options Explained"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/perry-johnson\/humana-medicare-members-2dab\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Some important news for those navigating Medicare Advantage: a major insurer recently announced plans to exit some Medicare Advantage markets in 2027, impacting around 600,000 members. For anyone affected, it\u2019s crucial to remember that your Medicare eligibility remains intact\u2014even if your particular Advantage plan isn\u2019t renewed. Unless you actively choose a new plan, you\u2019ll default back to Original Medicare.<\/p>\n<p>The main enrollment period for making changes typically opens early in the fourth quarter and runs through mid-Q4, with most new coverage taking effect early in the new year. There\u2019s also a special enrollment window that extends through mid-Q1, offering additional flexibility.<\/p>\n<p>If you\u2019re considering a shift back to Original Medicare, you may be eligible for a protected Medigap enrollment period\u2014this window starts 60 days before your current coverage ends and lasts up to 63 days after. This can be a vital opportunity for securing supplemental coverage without medical underwriting.<\/p>\n<p>Choosing the right path means looking beyond just premiums. Take time to compare doctors, hospitals, prescription formularies, copays, deductibles, and your maximum annual out-of-pocket costs. Sometimes, a $0 premium plan can come with significant tradeoffs elsewhere.<\/p>\n<p>As someone who\u2019s spent decades helping clients navigate Medicare options and long-term health security, I always recommend taking advantage of free, unbiased counseling through your state\u2019s assistance program. And it\u2019s wise to confirm your choices with Medicare or a trusted adviser to avoid any gaps in coverage. Thoughtful planning now can help protect your health\u2014and your peace of mind\u2014down the road.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Some important news for those navigating Medicare Advantage: a major insurer recently announced plans to exit some Medicare Advantage markets in 2027, impacting around 600,000 members. For anyone affected, it\u2019s crucial to remember that your Medicare eligibility remains intact\u2014even if your particular Advantage plan isn\u2019t renewed. Unless you actively choose a new plan, you\u2019ll default [&hellip;]<\/p>\n","protected":false},"author":307,"featured_media":49,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-20","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/posts\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/users\/307"}],"replies":[{"embeddable":true,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":0,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/posts\/20\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/media\/49"}],"wp:attachment":[{"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/media?parent=20"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/categories?post=20"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.perrypartnersllc.com\/blog\/wp-json\/wp\/v2\/tags?post=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}